Protecting Your Workers With DBA Coverage

As a business owner you might think “DBA” means “doing business as”; however in the context of working with the federal government, these three letters mean something different. DBA refers to defense base act coverage, a type of protection that you’re required to have for your employees if you do contract work with the United […]

Why You Should Consider Purchasing Business Travel Accident Insurance

When you own a company that regularly has employees traveling for business-related purposes, you want to do everything you can to protect them and your company in case something goes wrong.  While traveling for business has become a necessity in today’s economy, it is not risk-free.  This is where business travel accident insurance comes in. […]

Why Your Business Needs Cyber Insurance

A cyberattack is an attack on one or more computer systems or networks. Cybercriminals may seek to steal data, disable a computer or use a network to launch other attacks. Unfortunately, cybercriminals have several methods for an attack. With cyberattacks becoming more common, you need to protect your business against the threat. Learn the Cyber […]

What You Should Understand About Builders Risk Insurance

Your reputation as a construction company relies on consistently delivering projects that are completed according to contractual agreements as well as safe for use. Owners partner with contractors like you, expecting that you have the insurance protection to cover projects from the initial groundbreaking all the way to completion. A lawsuit or claim made against […]

Why Directors and Officers Insurance is Essential

Protecting your business from potential risks and harm often associated with unexpected lawsuits is vital. Directors and Officers insurance, often called D&O insurance, is one way to guard directors and other professionals from unanticipated financial obligations. This form of professional liability has a more narrow field of coverage and is essential to insuring your company and […]

Do Nonprofits Need Special Insurance?

Navigating the requirements and restrictions within the nonprofit world can be confusing. However, finding the right insurance for your organization should not be. Research into insurance for nonprofit organizations shows that every nonprofit should have, at minimum, two main types of coverage. Liability Insurance Liability insurance is a necessity for any type of business. It […]

Why Insurance Coverage is Crucial to the Financial Protection of PEOs

A professional employer organization or PEO provides comprehensive business solutions to small and medium-sized companies. These organizations often perform various administrative tasks such as payroll, HR benefits, and other regulatory services, making them prone to unique risks. This is why PEOs require precise insurance coverage to protect their financial assets, and here’s why. Unique Risk […]

Kidnapping Coverage: What to Know About Insurance for Kidnappings and Ransoms

Those who may be more vulnerable to kidnap or ransom plots are wealthy businessmen, traveling professionals, tourists and families of wealthy individuals. Often, businesses will provide kidnap and ransom packages for employees if they travel often. What Is Kidnapping Coverage? Kidnapping insurance can be a standalone policy or you can have it as part of […]

When Assault Occurs in a Nightclub

Most people go to nightclubs to talk to friends and unwind. However, sometimes things go wrong. Especially when alcohol is involved, disagreements can escalate into violence, and dangerous situations ensue. Here is what to do when there is an assault in a nightclub. Seek Medical Attention The first priority should always be caring for victims. […]