Protecting New Jersey Professionals

The great state of New Jersey is home to a diverse range of industries and businesses propelling their economy forward. For companies offering a professional service, general liability coverage policies may not be enough. A NJ errors and omissions policy can reduce the risks of undesirable lawsuits.

The Protection It Offer

Errors and omissions coverage (E&O) is for professional liability that may arise from claims of failure to provide a service or incidents related to the services provided. Without this insurance, the full cost of your legal defense, awarded damages and court cost in the event of a client claim is your responsibility. At a bare minimum, this will cost your agency or company thousands of dollars. When you carry an E&O policy, the insurance company will assist with the financial costs just mentioned, provided intentional fraud or other illicit activities took place.

Who It’s For

A NJ errors and omissions policy would be good for the following companies or services operating within the state.

  • Home Health Aides
  • Architects
  • Consultants
  • Social Workers
  • Nutritionists/Dieticians
  • Accountants
  • Occupational Therapists
  • Insurance Agents
  • Psychologists
  • Therapists

While we understand that most individuals would not purposely jeopardize their client’s well being, financial status or damage their property, mistakes can occur which inevitably to create harm. Carrying an E&O policy will help protect you financially if this happens.