As a business owner, you have probably done everything you can to protect your dry cleaner. You’ve likely invested in a security system and done thorough background checks on your employees. However, these precautions can be meaningless if you are without proper insurance. A dry cleaners insurance program provided by an appropriate insurer can set you up with long-lasting protection for your specific needs. Here are a few of the policies you should make sure are included in your insurance package.
Dry cleaners use heavy chemicals such as detergents, bleach, and solvents on dozens of articles of clothing each day. This means dry cleaners have a high pollution risk. Pollution liability can assist you when you are hit with future lawsuits involving soil contamination in the area.
Your machinery and equipment deserve their own level of protection. Machinery coverage can assist you when it comes to repairs or possible replacement.
Due to the nature of your business, dry cleaners can witness an employee get hurt or ill on the job. Workers’ compensation is not only required in many states but can also save you from a hefty lawsuit. With its help, an employee can receive payment for lost wages or medical treatment.
To make sure your dry cleaners insurance program is top-notch, contact a specialized insurance agency today!