Why Your Business Needs Cyber Insurance

A cyberattack is an attack on one or more computer systems or networks. Cybercriminals may seek to steal data, disable a computer or use a network to launch other attacks. Unfortunately, cybercriminals have several methods for an attack. With cyberattacks becoming more common, you need to protect your business against the threat. Learn the Cyber […]

What You Should Understand About Builders Risk Insurance

Your reputation as a construction company relies on consistently delivering projects that are completed according to contractual agreements as well as safe for use. Owners partner with contractors like you, expecting that you have the insurance protection to cover projects from the initial groundbreaking all the way to completion. A lawsuit or claim made against […]

Why Directors and Officers Insurance is Essential

Protecting your business from potential risks and harm often associated with unexpected lawsuits is vital. Directors and Officers insurance, often called D&O insurance, is one way to guard directors and other professionals from unanticipated financial obligations. This form of professional liability has a more narrow field of coverage and is essential to insuring your company and […]

The Ins and Outs of USLH Insurance

If you own a business, you are probably familiar with workers’ compensation.  However, if you own a business that operates near the water, there is another type of insurance for workers that you should know about. This insurance is called U S L & H insurance or United States Longshore & Harbor insurance. What is […]

Do Nonprofits Need Special Insurance?

Navigating the requirements and restrictions within the nonprofit world can be confusing. However, finding the right insurance for your organization should not be. Research into insurance for nonprofit organizations shows that every nonprofit should have, at minimum, two main types of coverage. Liability Insurance Liability insurance is a necessity for any type of business. It […]

How To Manage CT Workers Compensation Costs

Worker’s compensation coverage is a crucial part of protecting a company’s assets. It provides for medical costs and lost wages in the event an employee is hurt on the job. It can also be a major overhead expense. Research shows that there are ways to help lower costs associated with workers compensation in CT. 1. […]

Why Insurance Coverage is Crucial to the Financial Protection of PEOs

A professional employer organization or PEO provides comprehensive business solutions to small and medium-sized companies. These organizations often perform various administrative tasks such as payroll, HR benefits, and other regulatory services, making them prone to unique risks. This is why PEOs require precise insurance coverage to protect their financial assets, and here’s why. Unique Risk […]

Kidnapping Coverage: What to Know About Insurance for Kidnappings and Ransoms

Those who may be more vulnerable to kidnap or ransom plots are wealthy businessmen, traveling professionals, tourists and families of wealthy individuals. Often, businesses will provide kidnap and ransom packages for employees if they travel often. What Is Kidnapping Coverage? Kidnapping insurance can be a standalone policy or you can have it as part of […]

What Is Covered Under PUD Home Insurance?

Many people enjoy the perks of living in a planned unit development where they can own their own homes without the large amount of upkeep required of a full-sized single family house and yard. Because maintenance of the property as a whole is instead managed by a homeowners association, this organization must be insured against […]

When Assault Occurs in a Nightclub

Most people go to nightclubs to talk to friends and unwind. However, sometimes things go wrong. Especially when alcohol is involved, disagreements can escalate into violence, and dangerous situations ensue. Here is what to do when there is an assault in a nightclub. Seek Medical Attention The first priority should always be caring for victims. […]